Penny Insurance Agency

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Insurance, Annuities & Retirement Insurance Plans, Auto Insurance

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Today: 9:00 am - 5:00 pm

Tomorrow: 9:00 am - 5:00 pm

93 Years

in Business

(828) 692-9171Call Visit WebsiteVisit Website Map & DirectionsDirections225 6th Ave WHendersonville, NC 28739 Write a ReviewWrite Review

Hours

Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

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General Info: Penny Insurance provides insurance services in homeowner's, auto, health, life, business, equine, and premier for high valued asset protection. Our experienced agents treat clients as individuals not numbers. For business owners, we offer general liability and owner's protection to workers compensation, building coverage, and employee practices plans. We also offer specialty insurance, including contractor's insurance, religious operational insurance, and farm coverage.
Email: Email Business
Other Link: https://pennyinsuranceagency.com
Other Email: Email Business
Categories: Insurance, Annuities & Retirement Insurance Plans, Auto Insurance, Boat & Marine Insurance, Business & Commercial Insurance, Health Insurance, Homeowners Insurance, Insurance Consultants & Analysts, Liability & Malpractice Insurance, Life Insurance, Long Term Care Insurance, Motorcycle Insurance, Property & Casualty Insurance, Renters Insurance, Workers Compensation & Disability Insurance

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Phone: (828) 692-9171

Address: 225 6th Ave W, Hendersonville, NC 28739

Website: https://pennyinsuranceagency.com

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Penny Insurance Agency

Auto Insurance
The right auto insurance is more important than you may realize. We want to make sure that you understand what you need and why you need it. Do you have the limits you need? Are you protecting yourself and your family with coverage such as Uninsured Motorist Liability? Speak with one of our experts today and we will help you get on the road with confidence.
Boat Insurance
The Southeast offers a wonderful range of outdoor activities—and it’s not unusual for our clients to own vehicles that allow them to take advantage of it. From motorcycles on the Blue Ridge Parkway and boats on the lake, to ATVs in the woods and RVs traveling to the beach or mountains, we want to make sure your “fun” is insured. That’s why Penny Insurance Agency offers outstanding insurance coverage for your boats, motorcycles, ATVs and RVs with the nation’s top insurance companies at great rates. In fact, combining your “fun” insurance with your serious insurance, such as your home and auto, can help you to take advantage of discounts that can help you to save some serious money—money that can be used for more “fun”! Call us today or fill out the contact form to start having more fun.

Renters Insurance
In general, Renters insurance is much like a Homeowner’s policy in that it can help protect you and your assets. Renters insurance can help cover the cost of damages should anything happen to the property you rent. It can provide the money you need to replace your possessions in the event that there is a fire, severe water damage, or other major claim, and it provides Liability protection for personal liability.
Home Insurance
Homes valued in excess of $750,000 often have specialty needs that are not covered under standard homeowners insurance. Penny Insurance Agency can find you the right policy to fully cover everything that is unique about your home. Contact us today to get started.

Health and Life

Life Insurance
Click on a link below to learn more about some of the home, auto, health or life insurance policies we can offer. Have questions that you need answered? Don’t worry, we’ll always give you more than fifteen minutes of our time. Call our office today to get started.
Health Insurance
Medicare will cover a short stay in a nursing home and/or a limited amount of in-home care, but only under very strict conditions. Under 65 health insurance covers even less.
Long Term Care
Parents outlive their savings? Long Term Care Insurance helps people who need help on a daily basis with an illness or disability.

Business Insurance
Owning a business is an investment of more than money. It is an investment in blood, sweat and tears. It is an investment shared by your family and your employees. While no insurance policy can protect a business from every possible risk, such as market forces, having the right Business Insurance Program can help to keep the lights on and keep the business moving forward in the event of a major property claim or a lawsuit.
Commercial Property Insurance
Protect your building and your business property with the right insurance. As a business owner, the last thing you want to worry about is a broken pipe that destroys all of your important documents, a powerful storm that takes down your sign, or a fire that destroys your place of business. Whether you own your building, lease building space, or you work at home, having business property insurance can protect your physical assets.
Workers Compensation Insurance
It’s not enough to just protect your business, you need to protect your employees as well. Workers compensation, or “workers comp,” insurance is intended to give your employees peace of mind, and provide for their recovery in the event of an injury on the job. As part of North Carolina and South Carolina regulations, all business owners must have workers comp insurance for their employees. At Penny Insurance Agency, we will work with you to tailor a policy that fits your business, and provides the coverage that both you and your employees need. Fill out our contact form to learn more.
Professional Liability Insurance
As more and more contractors perform design-build work, their exposure dramatically increases. Even if you’re not performing “design-build” work, you are likely part of a collaborative team that consults on design, management of the construction site, and management of subcontractors. Contractor’s professional liability policies were developed to address contractors’ unique design liability exposures and coverage needs, including direct design liability. Coverage can be written on an annual basis to cover all of a contractor’s operations or on a project-specific basis to cover a contractor’s design liability on a specific project.

Annuities
An annuity is first and foremost an insurance contract to protect your retirement income. An annuity can literally provide an income that you cannot outlive. There are many forms of annuities and some can come with a lot of bells and whistles. At Penny Insurance Agency we believe that simpler is better when it comes to annuities. Our professionals will work with you to first determine if an annuity is right for you and then to search among the top rated companies to find the best annuity for your individual situation.
Liability Insurance
Give us a call today or fill out the contact form and we will help you find the most cost effective North Carolina or South Carolina Umbrella policy available to you.
Wedding Event Protection
Everyone dreams of planning the perfect wedding, but no matter how well you plan it, there are many things that are just out of your control...things that could spoil your special day. Reception venues can go out of business, taking your deposit with it. The bridal shop closes and leaves you without a gown. A hurricane hits the Southeast and causes your wedding to be postponed. Not fun things to think about, but important to consider. A wedding is more than an emotional investment...it’s a financial investment. The cost of a wedding continues to increase, with the average cost now exceeding $27,000. That is why Wedding Insurance is an important decision.

Natural Disaster

Earthquake Insurance
You might think that being 3,000 miles away from California means you don’t need earthquake insurance, but think again. While earthquakes in North Carolina and South Carolina are rare, they still occur, and most homeowners policies won’t cover the damage caused. Keep yourself protected by contacting Penny Insurance Agency today.

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