Universal Lines Insurance Services

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Insurance, Auto Insurance, Business & Commercial Insurance

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(818) 846-0671Call Visit WebsiteVisit Website Map & DirectionsDirections539 N Glenoaks Blvd Ste 301EBurbank, CA 91502 Write a ReviewWrite Review

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Universal Lines Insurance Services

Auto Insurance
Business auto insurance provides your company with multiple layers of protective benefits specifically related to the motor vehicles your business owns or uses. Most businesses rely on transportation to some degree and some rely on it heavily. Whether your company provides delivery services or sends work crews and technicians to different job sites regularly, it has an increased risk of suffering from auto accidents. Business auto insurance is the way to protect your company when those auto accidents are caused by your staff, by uninsured or underinsured motorists, or by other events out of your control.

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Extra Phones

Phone: (818) 846-0680

Phone: (818) 275-0209

Fax: (818) 846-0670

AKA

Business Insurance SVC

Other Link

http://www.universallinesins.com

Categories

Insurance, Auto Insurance, Business & Commercial Insurance, Liability & Malpractice Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (818) 846-0671

Address: 539 N Glenoaks Blvd Ste 301E, Burbank, CA 91502

Website: http://www.universallinesins.com

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Universal Lines Insurance Services

Auto Insurance
Business auto insurance provides your company with multiple layers of protective benefits specifically related to the motor vehicles your business owns or uses. Most businesses rely on transportation to some degree and some rely on it heavily. Whether your company provides delivery services or sends work crews and technicians to different job sites regularly, it has an increased risk of suffering from auto accidents. Business auto insurance is the way to protect your company when those auto accidents are caused by your staff, by uninsured or underinsured motorists, or by other events out of your control.

Business Insurance
Janitorial business owners can find themselves in perilous situations liability-wise. In addition to employees of your business commuting to different job locations several times a day, they might have keys to buildings and they can work odd hours when facilities are vacant. They are often working amidst expensive property and are likely using cleaning products that can be toxic or cause floors to be slippery. All of these scenarios have the potential to lead to a lawsuit and even if claims against your business turn out to baseless, just one lawsuit can have devastating effects on your business. The proper janitorial business insurance will provide protection for your business.
Commercial Property Insurance
Running a company without the protection of business property insurance puts you at risk of suffering from severe financial losses when things go wrong. Your company depends on its business buildings in order to conduct normal operations, provide services and make sales. If lightning strikes and starts a fire, or an ice storm causes trees to fall and those heavy limbs cause your building to collapse partially, there will be many issues for you to deal with at once. You’ll have the expensive and time consuming task of getting repairs done, plus you will likely lose income because many of your standard assets are not available for use or sale.
Workers Compensation Insurance
Trying to operate your business completely alone is a recipe for disaster, but hiring employees to work for you creates additional responsibilities and potential risks. When you have someone on the payroll of your company, they have complete expectations that you will take care of them or their family if something goes wrong. Workers compensation was designed specifically for this purpose, because when large accidents result in severe injuries, your company is unlikely to be able to handle all of the associated expenses that get generated. Even simple accidents can result in enormous bills because of the emergency care that’s needed, specialized testing or technicians, surgeries, medications and more.
Commercial Liability Insurance
General liability (GL) insurance is included as part of your overall business owners policy. GL is the section of coverage that protects you legally and financially when you’re accused of causing bodily harm or causing a customer’s personal property to be damaged. General liability is also your go to coverage for accusations of wrong doing in your marketing messages, or for legal suits alleging slander, libel, copyright violations and similar types of harm that is classified as personal.
Professional Liability Insurance
Professional liability lawsuits are civil legal actions filed against you, your company, or one of your company representatives. These lawsuits often get filed when customers believe your company made a professional mistake or was negligent in providing services. Depending upon your specific business structure, you may not qualify for lucrative sub-contractor work if you do not have the appropriate form of professional liability insurance. Many larger clients and government operations will not hire companies who do not carry this coverage either, and in many parts of the country your industry may be required by law to carry this before doing any business within a given area.

Liability Insurance
If, for instance, your company operates an HVAC retail store location that is open to the public, then you have a higher risk of encountering an unexpected event that causes someone to become physically injured. If a visitor to your store accidentally knocks over a swamp cooler display and suffers injuries from that event, they will hold your company liable for the forthcoming medical expenses they will incur when they seek treatment. In this instance, general liability insurance would help pay for their care costs so that you won’t have to directly. This coverage can also pay for your company’s legal expenses if you are sued as a result of the event. The same coverage applies if your company solely provides work services on location, at the customer’s house for example.

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