Barnard-Donegan Insurance

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Insurance, Auto Insurance, Business & Commercial Insurance

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(830) 779-4291Call Visit WebsiteVisit Website Map & DirectionsDirections13210 Us Highway 87 WLa Vernia, TX 78121 Write a ReviewWrite Review

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Hours

Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

Places Near La Vernia with Insurance

Saint Hedwig (10 miles)
Sutherland Springs (11 miles)
New Berlin (12 miles)
Adkins (12 miles)

More Types of Insurance Services in La Vernia

Health Insurance Actuaries Homeowners Insurance Life Insurance Auto Insurance Insurance Adjusters

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Extra Phones

Fax: (830) 779-8410

TollFree: (800) 896-0888

Other Link

https://bdi-insurance.com

Categories

Insurance, Auto Insurance, Business & Commercial Insurance, Dental Insurance, Flood Insurance, Health Insurance, Homeowners Insurance, Liability & Malpractice Insurance, Life Insurance, Motorcycle Insurance, Property & Casualty Insurance, Renters Insurance, Truck Insurance, Workers Compensation & Disability Insurance

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Details

Phone: (830) 779-4291

Address: 13210 Us Highway 87 W, La Vernia, TX 78121

Website: https://bdi-insurance.com

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Barnard-Donegan Insurance

Auto Insurance
Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. We’ll make sure you have the right car insurance you need at a price you can afford.
Motorcycle Insurance
The absolute minimum coverage you’ll need when it comes to motorcycle insurance is liability insurance, which covers costs you have to pay to other people after an accident that’s your fault–including their medical bills and repairing or replacing their vehicle. Your state’s laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.
Truck Insurance

Renters Insurance
You might think that your landlord’s insurance covers your personal possessions. However, that only covers the building itself. Renters insurance is the only way to protect your valuables, and it’s much more cost-effective than you’d think.
Home Insurance
Your home is the center of your life. It’s also your biggest investment. So make sure you cover the unique risks you face with home insurance. Get the right policy that will take care of both small and large risks related to owning a home.
Condo Insurance
Condo insurance covers your personal belongings inside your condo unit. That means everything from your appliances to your clothes will be covered in the event of a loss. Without it, you would have to replace your lost or damaged possessions out-of-pocket. Condo insurance also covers damage caused by theft, fire, severe wind, lightning strikes, and frozen pipes. It’s important to note, however, that condo insurance does not usually cover flooding.
Landlord Insurance
Your condo association’s insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won’t cover your personal possessions. Condo insurance is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance but is specially designed for your particular condo.

Health and Life

Life Insurance
Individual life insurance is arguably the biggest investment you can make in your loved ones’ security. It’s a complicated field, but don’t let that put you off. We’ll be happy to talk you through the options.
Health Insurance
The cost of major medical health insurance is on the rise year after year. It’s also increasingly harder to offer employees a robust benefits package. Plans such as group accident insurance are an easy way to add value. Whether paid for by the employer or employee, the end result is financial protection for your employees when an accident occurs.
Disability Insurance
Disability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
Dental Insurance
The National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
Vision Insurance
Help your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many affordable plans for you to choose from, so you can get the best possible coverage no matter how many employees you have.

Business Insurance
Multifamily properties can range from a small duplex to a large apartment complex, and you might own just one building or multiple. Regardless, you’re not just someone’s landlord, you’re a business. You need to protect your investment as the source of income it is. Standard homeowners or business insurance won’t do. You need specialized multifamily property insurance to cover all your bases.
Commercial Property Insurance
Commercial property insurance can help protect the property your business owns and leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.
Workers Compensation Insurance
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
Commercial Liability Insurance
A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to your industry.
Professional Liability Insurance
Lawsuits can happen to anyone, and the damages can be hefty whether you win or lose. Even if you’ve done nothing wrong, you’ll need to defend yourself. So regardless of whether a contract requires it, without professional liability coverage, you could be putting your business’ future at risk.

Liability Insurance
General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.

Natural Disaster

Flood Insurance
Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.
Earthquake Insurance
If your rental property is located in an area prone to natural disasters, be sure to look into specific natural disaster insurance coverage as they often aren’t covered by your standard property insurance policy. Some insurance companies offer bundled coverage for natural disasters while others offer individual policies for flood insurance, hurricane insurance, earthquake insurance, and more.

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