Charlotte Insurance

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Business & Commercial Insurance, Auto Insurance, Homeowners Insurance

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General Info: Low Down Payments Low Monthly Payments DWI's? Points? Accidents? OK Coverage By Phone Multi-Car Discounts
Email: Email Business
Extra Phones: : (704) 890-3327
Brands: Auto
Payment method: check, visa, master card
Other Link: http://www.charlotteinsurance.com
Categories: Business & Commercial Insurance, Auto Insurance, Homeowners Insurance, Motorcycle Insurance, Renters Insurance

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Phone: (704) 945-2332

Website: http://www.charlotteinsurance.com

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Charlotte Insurance

Auto Insurance
Many states require individuals to purchase vehicle insurance to protect their cars. North Carolina Car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply.
Inland Marine Insurance
Inland marine insurance - this is very important as it protects cargo in transit. Standard vehicle insurance does not usually cover cargo. Inland marine coverage can also cover equipment you haul to a job site (contractors).
Truck Insurance
If you want the right kind of coverage, talk to an independent insurance professional. Your independent agent at Charlotte Insurance has years of experience with truck insurance and because your agent is independent you can receive insurance from some of the top insurers in the country.

Home Insurance
Do not expect your homeowners insurance policy to cover your business. The vast majority won’t cover anything related to your crafting business. If a fire destroys your equipment and inventory, you’ll be responsible for replacing it. If you’re found liable for someone else’s property damage or bodily injury at a craft fair, your homeowners liability cover won’t help. You’ll have to pay out of pocket.
Landlord Insurance
If you lease units to live in, you are a landlord and you need insurance for your multifamily home or apartment. This includes...

Health and Life

Life Insurance
Not every business offers group benefits, but if you have employees and want to hire and keep the best people, it’s a great recruitment and retention tool. Your group benefits can include health insurance, dental and vision, long-term and short-term disability coverage, and/or life insurance.
Health Insurance
Since 1992, we’ve provided optimal group health insurance solutions for businesses and unprecedented customer service for our clients, all while saving them money. By shopping around and negotiating with our carriers, we will help you optimize your business and get the most out of your insurance dollar.
Disability Insurance
Dental Insurance

Business Insurance
One way to keep your costs down involves securing affordable North Carolina business insurance. And thankfully, our business insurance strategies balance your distinct needs and requirements while also helping to reduce the overall financial impact of unexpected losses like natural disasters, lawsuits, employee injuries, and more.
Commercial Property Insurance
Commercial Property Insurance: Within your store, you’ve got counters, shelving, refrigerators, cash registers, computer, foods, beverages, supplies, and other equipment and inventory. After a fire, major storm, or big theft, you need to replace what was lost. Property insurance helps you do that.
Workers Compensation Insurance
If you could offer better insurance and benefits to your employees for less money, would you do it? What if you found out there was a way to lower your workers compensation costs and protect your company from additional liability?
Commercial Liability Insurance
Business Liability Coverage: When someone is injured or suffers property damage in an association-owned part of your community, the HOA or COA can be held liable for their medical expenses or repairs.
Professional Liability Insurance
Also known as professional liability, errors & omissions (E&O) insurance covers you from the mistakes, errors, and sometimes bad advice that you or an employee may give to a client or customer. If part of your business includes using your expertise to advise clients and offer solutions, mistakes can be costly for the people you’re helping.
Builders Risk Insurance
Builders Risk: A lot can go wrong on an active job site, and until it’s finished, it’s your responsibility. Builders risk insurance covers you in case of storm, fire, theft, and other perils.

Liability Insurance
Umbrella or excess liability insurance will cover your business from catastrophic issues that threaten its security. An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing North Carolina general liability insurance coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.
Wedding Event Protection

Natural Disaster

Flood Insurance
Earthquake Insurance

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